Thinking of Buying Gold? Read This First…

Over the last 10,000 years, humans have tried two different kinds of “money.”

They began with exchanges based on credit – “You give me a chicken… I’ll pay you back later, maybe by helping you build a new wigwam.” When society became too large and extensive, they switched to gold and silver.


Will You Outlive Your Savings?

Six in ten Americans will run out of money in their retirement. According to a recent survey by Employee Benefit Research Institute, between 42% and 44% of Americans will not have enough to cover their essential living costs in retirement. And that’s just the basics…



A Generational Storm Is Coming

Today’s young graduates are not only the most heavily indebted in history, but also the least likely to be able to pay their debts. Median wages have been going down since these graduates were about five years old… So have economic growth rates.


The US Has Become a “Nursing Home” Economy

Eventually, there is not enough new money coming into the system to meet social security’s obligations. This point was reached in the US system in 2010. Since then, the system has been running an annual deficit.

You’ll see why in the chart showing the retirement-age population.